1. Introduction
Paywit ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our payment processing services and visit our website.
Please read this Privacy Policy carefully. By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy.
2. Information We Collect
2.1 Personal Information
We may collect personal information that you voluntarily provide when using our services, including:
- Name and contact information (email address, phone number)
- Business information (company name, website, business type)
- Wallet addresses for receiving payments
- Account credentials
- Communications you send to us
2.2 Transaction Information
When you use our payment processing services, we collect:
- Transaction amounts and timestamps
- Sender and recipient wallet addresses
- Transaction status and confirmation details
- Payment metadata associated with transactions
2.3 Automatically Collected Information
When you access our website or services, we automatically collect:
- Device information (browser type, operating system)
- IP address and general location data
- Usage data and analytics
- Cookies and similar tracking technologies
3. How We Use Your Information
We use the collected information for the following purposes:
- To provide, operate, and maintain our payment processing services
- To process transactions and send related notifications
- To communicate with you about your account and our services
- To respond to your inquiries and provide customer support
- To improve and optimize our services
- To detect, prevent, and address fraud and security issues
- To comply with legal obligations and regulatory requirements
4. Information Sharing and Disclosure
We do not sell your personal information. We may share your information in the following circumstances:
- Service Providers: With third-party vendors who assist in operating our services
- Legal Requirements: When required by law or to respond to legal process
- Protection: To protect the rights, property, and safety of Paywit and our users
- Business Transfers: In connection with a merger, acquisition, or sale of assets
- Blockchain: Transaction data recorded on public blockchain networks is publicly visible
5. Data Security
We implement appropriate technical and organizational security measures to protect your information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee absolute security.
6. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Transaction records may be retained for compliance and audit purposes.
7. Your Rights
Depending on your location, you may have certain rights regarding your personal information:
- Access and receive a copy of your personal data
- Request correction of inaccurate data
- Request deletion of your data (subject to legal requirements)
- Object to or restrict certain processing activities
- Data portability where applicable
To exercise these rights, please contact us using the information provided below.
8. Cookies and Tracking
We use cookies and similar tracking technologies to collect usage information and improve our services. You can control cookie preferences through your browser settings. Note that disabling cookies may affect the functionality of our services.
9. Third-Party Links
Our services may contain links to third-party websites or services. We are not responsible for the privacy practices of these third parties. We encourage you to review their privacy policies before providing any personal information.
10. Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child, we will take steps to delete such information.
11. International Data Transfers
Your information may be transferred to and processed in countries other than your country of residence. These countries may have different data protection laws. By using our services, you consent to the transfer of your information to these countries.
12. Changes to This Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last updated" date. Your continued use of our services after any changes constitutes acceptance of the updated policy.
13. Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Email: legal@paywit.xyz